Home Desserts Pumpkin Chocolate Chip Bread with Cream Cheese Swirls

Pumpkin Chocolate Chip Bread with Cream Cheese Swirls

by Jamie

Moist pumpkin chocolate chip bread with cream cheese swirls and big chunks of bittersweet chocolate! This pumpkin chocolate chip bread has a healthy twist from greek yogurt and avocado oil!

pumpkin chocolate chip bread with cream cheese swirls

One of my favorite breads to make during the fall and winter season is this pumpkin chocolate chip bread with cream cheese swirls. It’s a favorite with my family and friends and usually gone the same day.

There’s a whole can of pumpkin in this bread to give it that distinct pumpkin flavor along with a homemade pumpkin spice blend and a generous amount of big chocolate chips for those chocolate lovers. The cream cheese swirls add a cheesecake-like texture that gives this pumpkin chocolate chip bread a smooth, rich flavor.

slices of pumpkin chocolate chip bread with cream cheese swirls on white plates

To make this pumpkin chocolate chip bread healthy-ish, I used full fat greek yogurt and avocado oil. The greek yogurt makes this bread moist and the avocado oil gives it a tender, soft crumb.

I added a generous amount of big chunks of baker’s bittersweet chocolate chips to contrast the sweet flavor of this bread. I don’t personally like my baked good overly sweet so this recipe isn’t cloyingly sweet and the pockets of slight bitterness from the chocolate chips is the perfect complement.

You might like these pumpkin chocolate chip muffins with cream cheese and cinnamon streusel!

pumpkin chocolate chip muffins with cream cheese filling and streusel topping on a cooking rack
Pumpkin Chocolate Chip Muffins with Cream Cheese & Streusel

Variations on Pumpkin Chocolate Chip Bread

  • For more texture add any of the following:
    • walnuts
    • almonds
    • cashews
    • toffee bits
  • Instead of bittersweet chocolate chips:
    • dark chocolate chips
    • butterscotch chips
    • white chocolate chips
    • cinnamon chips
    • peanut butter chips
close up of a slice of pumpkin chocolate chip bread with cream cheese swirls

How to Make Pumpkin Chocolate Chip Bread with Cream Cheese Swirls

Start by combining all the wet ingredients in a large bowl with the brown sugar. Mix this until the sugar dissolves. Reserve some chocolate chips to sprinkle on top. Then add the dry ingredients with the homemade pumpkin spice blend and add this to your wet ingredients.

Make the Cream Cheese Mixture

Mix all the ingredients together for the cream cheese swirls using an electric beater or a whisk. Keep mixing until all the lumps are gone.

Add Cream Cheese Swirls to the Pumpkin Chocolate Chip Bread

Add the pumpkin bread batter as the first layer in your loaf pan. Then alternate with the cream cheese mixture until the loaf pan is about three quarters of the way full. Sprinkle the top with chocolate chips.

Bake in a 350 degree F oven for 55 minutes to 1 hour. If you notice the top of the pumpkin bread getting too dark, loosely cover it with foil. Let it cool for 10 – 15 minutes before removing it from the loaf pan.

This pumpkin chocolate chip bread is sure to please during the holiday season. Make this for Thanksgiving or Christmas or just serve this with a hot cup of coffee or tea. It’s the perfect fall baked good!

close up of pumpkin chocolate chip bread with cream cheese swirls

I hope you enjoy this pumpkin chocolate chip bread with cream cheese swirls! Please share, rate, and comment below. I’d love to hear from you!

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Thanks so much for stopping by!

Jamie

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pumpkin chocolate chip bread with cream cheese swirls

Pumpkin Chocolate Chip Bread with Cream Cheese Swirls

Moist pumpkin chocolate chip bread with cream cheese swirls and big chunks of bittersweet chocolate! This pumpkin chocolate chip bread has a healthy twist from greek yogurt and avocado oil!
5 from 25 votes
Print Pin Rate
Course: Breakfast, Dessert, Snack
Cuisine: American
Prep Time: 15 minutes
Cook Time: 55 minutes
Total Time: 1 hour 10 minutes
Servings: 18
Calories: 390kcal

Equipment

Ingredients

Wet Ingredients

  • 4 large eggs
  • 1 can pumpkin puree 15oz, 425g
  • 1 cup greek yogurt plain full fat
  • ¼ cup avocado oil can substitute any vegetable oil
  • 1 Tablespoon vanilla bean paste

Dry Ingredients

Pumpkin Spice Mix (or substitute with 2½ Tablespoons of store bought pumpkin spice mix)

  • Tablespoon ground cinnamon
  • 1 teaspoon ginger powder
  • 1 teaspoon ground allspice
  • ½ teaspoon ground nutmeg
  • ½ teaspoon ground clove

Cream Cheese Filling

  • 16 oz cream cheese softened
  • ¼ cup sugar
  • 1 Tablespoon all purpose flour
  • 1 Tablespoon milk can substitute water
  • 1 egg large

Instructions

  • Preheat your oven to 350 degrees F.

Pumpkin Batter

  • In a large mixing bowl, add the wet ingredients and brown sugar. Mix together until the sugar is dissolved.
  • Reserve ⅔ cup of chocolate chips in a small bowl and set this aside for later. In a medium size bowl, mix together the dry ingredients, the remaining 1 ⅓ cups of chocolate chips, and the pumpkin spice mix. Then add the dry mixture to the wet ingredients. Mix until it's well combined. Set this aside.

Cream Cheese Filling

  • In a small bowl, mix together all the ingredients for the cream cheese filling until smooth. Use an electric beater or a whisk to get out any lumps.

Fill the Loaf Pan

  • Grease your two loaf pans. Starting with the pumpkin batter, alternate layers of the pumpkin batter and cream cheese filling until the you've filled ¾ of the loaf pans. Place the reserved chocolate chips on top of the pumpkin bread.
  • Bake the pumpkin bread at 350 degrees F for 55 minutes to an hour or until a toothpick inserted comes out clean. If the tops get too dark, you can loosely cover the bread with foil.

Notes

Makes 2 loafs of pumpkin chocolate chip bread using 1 lb loaf pans
This will keep in the fridge for up to 5 days or in the freezer for up to one month. 
Instead of Bittersweet Chocolate Chips:
  • dark chocolate chips
  • milk chocolate chips
  • cinnamon chips
  • butterscotch chips
  • white chocolate chips

Nutrition

Calories: 390kcal | Carbohydrates: 50g | Protein: 6g | Fat: 18g | Saturated Fat: 11g | Cholesterol: 38mg | Sodium: 386mg | Potassium: 229mg | Fiber: 2g | Sugar: 32g | Vitamin A: 360IU | Vitamin C: 1mg | Calcium: 128mg | Iron: 1mg
Tried this recipe?Mention @drivemehungry or tag #drivemehungry!
Pumpkin Chocolate Chip Bread with Cream Cheese Swirls

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32 comments

Lizet Bowen November 4, 2019 - 12:07 pm

5 stars
This was so good! I took one to some friends and they couldn’t stop eating it. It’s moist, loaded with chocolate and pumpkin flavor.

Reply
Caitlyn Erhardt October 23, 2019 - 11:36 am

5 stars
The swirl in the middle looks so dreamy! Cannot wait to make this soon!!!

Reply
Sara October 21, 2019 - 8:39 am

5 stars
Omg Jamie, these swirls are literally everything! This bread is such perfection, and the flavors are so incredible! What an awesome recipe for this season — I honestly hope mine is going to come out as beautiful as yours!

Reply
Marisa F. Stewart October 19, 2019 - 3:24 am

5 stars
This certainly is no ordinary bread. WOW! I love the cheese swirls in it and then the chocolate chips. This is surely a dessert that will steal the show. I have book club next week and I know the ladies would go next over this when I make it.

Reply
Linda October 18, 2019 - 1:49 pm

5 stars
Pumpkin and chocolate always make the best combo, but adding cream cheese makes this bread even more special!

Reply
Tammy October 18, 2019 - 12:30 pm

5 stars
Your photos are swoon worthy! That closeup of those swirls are gorgeous! This bread sounds amazing…I cannot wait to try it ^_^

Reply
Heather October 18, 2019 - 11:56 am

5 stars
Ooh nothing better than homemade pumpkin bread this time of year. Love the variations too – I may try adding in some toffee bits for crunch!

Reply
Analida Braeger October 18, 2019 - 7:12 am

5 stars
This looks like my kind of breakfast or one to pack on the go. Thanks for sharing!

Reply
Mama Maggie's Kitchen October 18, 2019 - 12:34 am

5 stars
Believe me! I am so loving this pumpkin chocolate chip bread right now! Especially with that cream cheese swirls and big chunks of bittersweet chocolate! Perfect! Can’t wait to take a bite!

Reply
Nicole October 17, 2019 - 11:30 am

5 stars
I’m 100% obsessed with pumpkin and cream cheese – you just can’t go wrong! I’m loving how you swirled the pumpkin bread and cream cheese layers together, it’s beautiful and allows you to get everything in one bite!

Reply
Kelly | Foodtasia October 17, 2019 - 3:44 am

5 stars
Jamie, what a gorgeous loaf! So drooling over that cream cheese swirl!

Reply
Tynia October 16, 2019 - 9:24 pm

5 stars
Sign me up for anything with cream cheese swirls and chocolate chips! Sounds amazing.

Reply
Jacqui Debono October 16, 2019 - 8:29 am

5 stars
The bittersweet chocolate is my favourite! I use it in all my recipes – this is perfect for me.

Reply
Anita October 10, 2019 - 7:33 pm

5 stars
Waa…. you have so many awesome pumpkin with cheesecake recipes, Jamie, I don’t know which one to bake first. I was going to try the muffins, but now I want to try this too.

Reply
Jamie
Jamie October 10, 2019 - 11:29 pm

Hahaha thanks Anita!! 😀 Go with what you like more! I’m partial to the muffins because of the streusel top but the bread is also very good! You can’t go wrong! 😀

Reply
Sharon October 10, 2019 - 4:36 pm

5 stars
That ribbon of cream cheese through this pumpkin chocolate chip bread looks amazing! The perfect fall treat.

Reply
Lori October 10, 2019 - 3:39 pm

5 stars
Oh Jamie! The swirls of cream cheese in here took this over the top – and the chocolate sealed the deal! A winner!!

Reply
Jamie
Jamie October 10, 2019 - 11:33 pm

Thank you Lori! The cream cheese swirls really make this bread. Hope you enjoy it!

Reply
Kushigalu October 10, 2019 - 3:31 pm

5 stars
What a delicious fall treat. Looks awesome. Must try!

Reply
Jamie
Jamie October 10, 2019 - 11:33 pm

Thank you Kushigalu! Hope you enjoy it! 🙂

Reply
Annissa October 10, 2019 - 2:47 pm

5 stars
Pumpkin bread with chocolate chips AND cream cheese swirls? You’ve thought of everything to make this delicious! What a wonderful fall treat!

Reply
Jamie
Jamie October 10, 2019 - 11:32 pm

Thank you so much Annissa! It’s definitely one of my favorite fall baked goods! 🙂

Reply
Kate October 9, 2019 - 7:09 pm

5 stars
Oh I love pumpkin and chocolate together, can’t wait to try this!!

Reply
Jamie
Jamie October 10, 2019 - 11:32 pm

Pumpkin and chocolate make such a good combo! Hope you enjoy it Kate!

Reply
Whitney October 9, 2019 - 7:06 pm

5 stars
I am seriously making this ASAP. It looks so good.

Reply
Jamie
Jamie October 10, 2019 - 11:31 pm

Yay Whitney! Hope you love it! 🙂

Reply
Iryna October 9, 2019 - 6:55 pm

5 stars
This looks so chocolatey! I like your twist on a regular pumpkin bread. It would go well with my morning cup of tea.

Reply
Jamie
Jamie October 10, 2019 - 11:31 pm

Thanks Iryna! It makes such a good breakfast with a cup of hot tea. In fact, that was my breakfast for the past few days. 🙂

Reply
Denay DeGuzman October 9, 2019 - 5:47 pm

5 stars
This pumpkin bread with gorgeous swirls is absolutely stunning! I need to make two loaves this weekend. I can hardly wait!

Reply
Jamie
Jamie October 9, 2019 - 6:04 pm

Thank you so much Denay! Hope you enjoy it! 🙂

Reply
Sapana October 9, 2019 - 4:20 pm

5 stars
Wow, those swirls are everything! I love the addition of cream cheese – it pairs so sweet with the sweet pumpkin and chocolate chips!

Reply
Jamie
Jamie October 9, 2019 - 4:36 pm

Thanks Sapana! The cream cheese adds such good flavor to this bread! 🙂

Reply
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